American Express has given its premium Platinum Card a major upgrade, adding new benefits, higher rewards, and exclusive perks to justify its steep annual fee. Whether you’re a frequent traveler, luxury enthusiast, or rewards chaser, this revamp could make the card more appealing—or leave you questioning if it’s truly worth the cost.
Let’s break down the key changes, benefits, and whether you should consider applying.
What’s New in the Amex Platinum Card Revamp?
1. Enhanced Travel Benefits
✅ Increased Airport Lounge Access – Now includes Centurion Lounges, Priority Pass, Plaza Premium, and Delta Sky Clubs (when flying Delta).
✅ Higher Travel Credits – Up to $200 annual airline fee credit (for baggage, lounge passes, etc.) and $200 Uber Cash per year.
✅ New Hotel perks – Complimentary Gold status in Hilton Honors and Marriott Bonvoy, plus room upgrades.
2. Boosted Rewards & Cashback
💰 5X Membership Rewards on flights booked directly with airlines (up from 3X).
💰 5X points on prepaid hotels via Amex Travel.
💰 1.5X points on all other purchases above $5,000 in a billing cycle.
3. Lifestyle & Shopping Perks
🛍️ $300 annual Equinox credit (for gym memberships).
🍽️ $240 digital entertainment credit (covers Disney+, Hulu, The New York Times, and more).
🎟️ Exclusive event access – Presale tickets, VIP experiences, and Amex-sponsored concerts.
4. Higher Annual Fee (But More Value?)
💳 Annual fee remains at $695 (same as before, but with added perks).
Who Should Get the Revamped Amex Platinum Card?
✔ Best For:
- Frequent flyers (who can maximize lounge access & airline credits).
- Luxury travelers (who benefit from hotel status & upgrades).
- Big spenders (who can unlock 5X rewards on flights & hotels).
❌ Not Ideal For:
- Casual spenders (if you won’t use the credits, the fee isn’t justified).
- Budget travelers (cheaper cards offer better value for low spend).
- Cashback lovers (this card is best for travel rewards, not cashback).
Is the Amex Platinum Card Worth It in 2024?
✅ Yes, If You…
- Travel at least 3-4 times a year.
- Use Uber, airline credits, and lounge access regularly.
- Spend heavily on flights and hotels.
❌ No, If You…
- Prefer no-annual-fee or low-fee cards.
- Don’t travel enough to use the perks.
- Want simple cashback instead of travel rewards.
Final Verdict: A Stronger Premium Card, But Not for Everyone
The Amex Platinum revamp makes it one of the most powerful travel cards in the market—if you can extract full value from its perks. For frequent travelers and luxury seekers, the benefits easily outweigh the $695 fee. But for casual spenders, a simpler rewards card might be better.
💡 Pro Tip: If you’re unsure, calculate whether you’ll use at least $700+ in credits annually before applying.
🔗 Apply Here: American Express Platinum Card
What do you think? Does the revamped Platinum Card excite you, or is it still too expensive? Drop your thoughts below! 👇