Ujjivan Small Finance Bank FD Calculator
Calculate your fixed deposit returns with competitive interest rates up to 8.75%
🏦 Trusted Bank | Senior Citizens: Up to 9.25%
FD Returns Calculation
Maturity Amount
₹1,45,892
For ₹1,00,000 invested for 5 yearsPrincipal Amount
₹1,00,000
Interest Earned
₹45,892
Effective Yield
7.75%
Monthly Interest
₹646
Principal: ₹1,00,000
Interest: ₹45,892
Ujjivan Small Finance Bank FD Interest Rates 2024
| Tenure | Regular Rates | Senior Citizen Rates | Extra Interest |
|---|---|---|---|
| 7-14 days | 4.00% | 4.50% | +0.50% |
| 15-30 days | 4.25% | 4.75% | +0.50% |
| 31-45 days | 4.75% | 5.25% | +0.50% |
| 46-90 days | 5.50% | 6.00% | +0.50% |
| 91-180 days | 6.25% | 6.75% | +0.50% |
| 181-364 days | 7.00% | 7.50% | +0.50% |
| 12 months | 7.50% | 8.00% | +0.50% |
| 12-24 months | 7.75% | 8.25% | +0.50% |
| 24-36 months | 8.00% | 8.50% | +0.50% |
| 36-60 months | 8.25% | 8.75% | +0.50% |
| 60+ months | 8.50% | 9.00% | +0.50% |
Ujjivan Bank Special FD Schemes
🎯 Ujjivan Tax Saver FD
5-year lock-in period
Tax benefits under Section 80C
Max investment: ₹1.5 lakh/year🔄 Ujjivan Flexi Care FD
For senior citizens only
Higher interest rates
Monthly payout option available🚀 Ujjivan Super Saver FD
Above ₹15 lakh deposits
Premium interest rates
Special relationship managerWhy Choose Ujjivan Small Finance Bank FD?
💰 Competitive Returns
Ujjivan Bank offers attractive FD rates up to 8.50% for general public and 9.00% for senior citizens.
🛡️ RBI Regulated Security
Your deposits are protected with RBI regulation and deposit insurance up to ₹5 lakh per depositor.
⏰ Flexible Options
Choose from tenure options ranging from 7 days to 10 years with multiple payout frequencies.
👵 Senior First Approach
Additional 0.50% interest for senior citizens with special care FD schemes and benefits.
Ujjivan Bank vs Other Small Finance Banks
| Bank | 1-Year FD Rate | 3-Year FD Rate | 5-Year FD Rate | Senior Citizen Extra |
|---|---|---|---|---|
| Ujjivan SFB | 7.50% | 8.00% | 8.50% | +0.50% |
| Unity SFB | 7.50% | 8.00% | 8.50% | +0.50% |
| Sarvodaya SFB | 8.00% | 8.50% | 9.10% | +0.50% |
| Utkarsh SFB | 7.50% | 8.00% | 8.50% | +0.50% |
Key Features of Ujjivan Bank FDs
- 🏦 Minimum deposit: ₹1,000
- 📈 Maximum deposit: No upper limit
- 🔄 Auto-renewal facility available
- 🏠 Loan against FD up to 75%
- 📱 Online account management
- 💳 Multiple payout options
- ⚡ Quick account opening
- 🛡️ TDS certificate provided