SBI FD Calculator – State Bank of India Fixed Deposit Interest & Maturity
Estimate interest and maturity amount for State Bank of India fixed deposits. Enter your SBI FD amount, tenure and interest rate to see how much you could receive at maturity for both regular and senior citizen SBI FD rates.
✅ Works with latest SBI retail FD rate range (up to around 6.60% for regular & 7.10% for seniors)[web:302][web:307] ✅ Supports cumulative & monthly/quarterly payout FDs
How this SBI FD calculator works
This SBI FD calculator uses the same compound interest formula as the main FD calculator on FDCalculator.co.in, adapted for typical SBI fixed deposit tenures and interest rate ranges. You can switch between regular and senior citizen customer types and adjust the interest rate to match the latest SBI FD rate table.
For deposits below ₹3 crore, recent SBI FD interest rates for regular customers roughly range from about 3.05% p.a. for very short tenures up to around 6.60% p.a. for certain longer tenures, with senior citizens getting around 0.50% higher in many slabs.[web:302][web:307] Always refer to the bank for exact current rates.
Latest SBI FD rate range (overview)
The table below shows an indicative range of SBI FD interest rates for deposits below ₹3 crore for regular and senior citizens. Exact slabs and special schemes change over time, so treat this as a quick reference only and verify on SBI’s official site or trusted rate portals before investing.[web:302][web:304][web:307]
| Approx. tenure bucket | Regular customer (p.a.) | Senior citizen (p.a.) |
|---|---|---|
| 7 days to < 1 year | ~3.05% – 5.65% | ~3.55% – 6.15% |
| 1 year to < 3 years | ~6.60% (peak around this band) | ~7.10% |
| 3 years to 5 years | around 6.30% – 6.60% | around 6.80% – 7.10% |
| 5 years to 10 years | around 6.25% – 6.50% | around 6.75% – 7.10% |
These bands are compiled from publicly available SBI FD rate summaries and aggregators as of late 2025 and are rounded for simplicity.[web:302][web:304][web:307] Always check the precise rate, tenure and scheme on SBI’s official FD rate page.
Compare SBI FD with other bank FDs
To compare SBI FD returns with other Indian banks, use the main FD calculator and change the interest rate to match each bank’s FD rate. You can then check how maturity amounts differ for the same investment amount and tenure.