Certificates of deposits at Marcus are secured and FDIC insured-backed by the credit of the US Government and Goldman Sachs bank USA- Claimed by Marcus. We have presented a simplified user friendly Marcus by Goldman Sachs CD calculator to estimate earnings on the deposit. Marcus by Goldman Sachs CD Calculator lets you estimate interest earnings and maturity value on Marcus CDs by entering deposit amount, APY, term and compounding, helping you plan FDIC‑insured savings smarter.

Marcus by Goldman Sachs CD Calculator

Estimate the maturity amount and interest earned on a Marcus by Goldman Sachs CD based on your deposit, APY and term.
This calculator uses the standard CD formula \( A = P(1 + r/n)^{nt} \) with APY converted to a nominal annual rate based on selected compounding, and assumes the rate remains constant over the term.

Marcus by Goldman Sachs CD Calculator is an easy-to-use online tool that helps you project how much your Marcus CD can grow by maturity based on your initial deposit, CD term, advertised APY and compounding frequency. It applies standard CD interest formulas to estimate the final balance and total interest earned, so you can quickly see the benefit of locking your money at a fixed rate for different terms.​

By allowing inputs such as deposit amount, APY, term in months or years and compounding options like monthly, quarterly or annually, the calculator closely reflects how CDs at Marcus by Goldman Sachs accrue interest over time. This makes it useful for comparing short- vs long-term CDs, planning ladders and aligning your FDIC-insured CD investments with emergency funds or long-term savings goals

Key Features of Marcus by Goldman Sachs CD Calculator:

  1. Inputs:
    • Deposit Amount (USD): Principal amount.
    • Interest Rate: Predefined based on Marcus CD rates (e.g., 4.50% for 1 year, 4.75% for 2 years, and 5.00% for 5 years).
    • Tenure: Duration of deposit in years.
    • Compounding Frequency: Options include annually, quarterly, and monthly.
  2. Outputs:
    • Maturity Value: Total value after interest.
    • Interest Earned: Total interest earned over the CD period.

How to use the Marcus by Goldman Sachs CD Calculator ?:

  1. Enter the deposit amount in USD.
  2. Select an interest rate corresponding to the CD term.
  3. Enter the tenure (in years).
  4. Choose the compounding frequency (e.g., annually, quarterly).
  5. Click “Calculate” to view the results.
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