JPMorgan Chase CD Calculator helps you estimate interest earnings and maturity value on Chase certificates of deposit by entering deposit amount, term and APY, so you can plan FDIC‑insured savings smarter.

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JPMorgan Chase CD Calculator is an online tool designed to show how much your Chase certificate of deposit could grow by maturity based on your initial deposit, CD term and Chase CD APY. It uses standard CD interest and compounding formulas (similar to $A=P(1+r\mathrm{/}n{)}^{nt}$A=P(1+r/n)nt) to estimate total interest earned and final balance for different term options Chase offers, from a few months to multi‑year CDs.​

By allowing you to change deposit size, choose terms that match Chase’s current CD products and plug in relationship or standard APYs, the calculator helps visualise how locking money for longer or qualifying for higher rates can impact your FDIC‑insured savings. It is particularly useful for comparing short‑ vs long‑term Chase CDs, planning CD ladders and aligning conservative, fixed‑income investments with your broader financial goals

Key Features of JPMorgan Chase CD Calculator:

1. Inputs:
   • Deposit amount in USD.
   • Interest rate (based on current Chase CD rates: 3.50% for 1 year, 4.00% for 2 years, and 4.25% for 5 years).
   • Tenure (years).
   • Compounding frequency: Annually, Quarterly, or Monthly.
2. Outputs:
   • Maturity value (total amount at the end of the term).
   • Interest earned.

Instructions to use the JPMorgan Chase CD Calculator:

1. Enter the deposit amount (e.g., $10,000).
2. Select the interest rate corresponding to the desired tenure.
3. Enter the tenure in years.
4. Choose the compounding frequency (annually, quarterly, or monthly).
5. Click the “Calculate” button to see the maturity value and interest earned.