Are you looking for the gold rate today? Whether you are planning a wedding purchase, looking for a safe-haven investment, or simply tracking the market, staying updated with the latest bullion prices is crucial.
On Saturday, February 21, 2026, gold prices in India have shown a notable recovery following a period of high volatility. After hitting record highs in January, the market is currently stabilizing, offering a strategic window for investors.
In this detailed guide, we provide the live gold rate today for 22 Karat and 24 Karat gold across major Indian cities, historical price charts, and an expert forecast for the remainder of 2026.
Gold Rate Today in India: February 21, 2026
The domestic gold market is witnessing a steady climb today. Below are the current market rates for various purities:
24 Karat Gold Price Today (99.9% Purity)
24K gold, also known as “999 gold,” is the purest form available and is primarily used for investment bars and coins.
| Quantity | Gold Rate Today (INR) | Yesterday’s Rate (INR) | Change |
| 1 Gram | ₹15,752 | ₹15,664 | ▲ ₹88 |
| 8 Grams (1 Pavan) | ₹1,26,016 | ₹1,25,312 | ▲ ₹704 |
| 10 Grams | ₹1,57,520 | ₹1,56,640 | ▲ ₹880 |
| 100 Grams | ₹15,75,200 | ₹15,66,400 | ▲ ₹8,800 |
22 Karat Gold Price Today (91.6% Purity)
22K gold, often referred to as “916 KDM,” is the standard for jewelry making in India due to its added durability.
| Quantity | Gold Rate Today (INR) | Yesterday’s Rate (INR) | Change |
| 1 Gram | ₹14,440 | ₹14,360 | ▲ ₹80 |
| 8 Grams (1 Pavan) | ₹1,15,520 | ₹1,14,880 | ▲ ₹640 |
| 10 Grams | ₹1,44,400 | ₹1,43,600 | ▲ ₹800 |
| 100 Grams | ₹14,44,000 | ₹14,36,000 | ▲ ₹8,000 |
Note: The prices mentioned above are indicative and do not include GST (3%), making charges, or local bullion taxes. Always check with your local jeweler for the final invoice price.
City-Wise Gold Rate Today in India
Gold prices vary slightly across Indian cities due to transportation costs, local taxes (octroi), and state-level demand.
| City | 24K Gold (10g) | 22K Gold (10g) |
| Mumbai | ₹15,752 | ₹14,440 |
| Delhi | ₹15,753 | ₹14,441 |
| Chennai | ₹15,882 | ₹14,565 |
| Bengaluru | ₹15,752 | ₹14,440 |
| Hyderabad | ₹15,752 | ₹14,440 |
| Kolkata | ₹15,738 | ₹14,426 |
| Ahmedabad | ₹15,757 | ₹14,445 |
Gold Price Trend: Last 10 Days Performance
Tracking the gold rate today is more effective when you look at the recent trajectory. February 2026 has been a month of “buy on dips” for savvy investors.
| Date | 24K Gold (Per 10g) | 22K Gold (Per 10g) | Trend |
| 21 Feb 2026 | ₹1,57,520 | ₹1,44,400 | ▲ Rising |
| 20 Feb 2026 | ₹1,56,640 | ₹1,43,600 | ▲ Rising |
| 19 Feb 2026 | ₹1,54,350 | ₹1,41,500 | ▬ Flat |
| 18 Feb 2026 | ₹1,54,350 | ₹1,41,500 | ▼ Falling |
| 17 Feb 2026 | ₹1,54,350 | ₹1,41,500 | ▼ Falling |
| 16 Feb 2026 | ₹1,56,590 | ₹1,43,550 | ▼ Falling |
| 15 Feb 2026 | ₹1,57,900 | ₹1,44,750 | ▬ Weekend |
| 14 Feb 2026 | ₹1,57,900 | ₹1,44,750 | ▲ Rising |
| 13 Feb 2026 | ₹1,55,930 | ₹1,42,950 | ▼ Falling |
| 12 Feb 2026 | ₹1,58,550 | ₹1,45,350 | ▼ Falling |
📈 Planning Your Next Investment? Use Our Gold Investment Calculator!
While tracking the gold rate today is the first step, understanding how much your investment will grow over time is what makes you a smart investor.
Whether you are comparing Gold vs. Fixed Deposits or planning a monthly Gold SIP (Systematic Investment Plan), our Gold Investment Calculator does the heavy lifting for you.
Why use the Gold Investment Calculator?
- Compare Returns: See how gold has historically outperformed FDs and other traditional savings.
- Predict Future Value: Enter your investment amount and duration to see a projected maturity value based on 2026 market trends.
- SIP vs. Lumpsum: Decide whether to invest a big amount today or save small amounts monthly.
- Weight Estimator: Find out exactly how many grams of gold you can buy with your current budget.
Why is the Gold Rate Increasing in 2026?
The year 2026 has been extraordinary for precious metals. While gold has traditionally grown by 10-15% annually, recent surges have defied all conventional models. Here are the key drivers behind the current gold rate today:
1. Geopolitical “Fear Factor”
Global tensions, including trade disputes between major economies and escalating conflicts in the Middle East, have driven investors toward “Safe Haven” assets. When equity markets are volatile, gold becomes the ultimate insurance policy for wealth.
2. Central Bank Accumulation
The Reserve Bank of India (RBI), along with central banks in China and Turkey, has been aggressively adding gold to its reserves. In early 2026, the RBI’s gold holdings were valued at approximately $117.45 billion. This massive institutional demand creates a price floor, preventing sharp crashes.
3. Rupee Depreciation
Gold is priced globally in US Dollars. As the Indian Rupee weakens against the Dollar, the cost of importing gold into India increases. This “currency effect” means Indian buyers often pay more even if global prices remain stable.
4. Low Interest Rates
With central banks worldwide leaning toward interest rate cuts to stimulate growth, Fixed Deposits (FDs) and bonds are offering lower returns. Since gold does not pay interest, it becomes more attractive in a low-rate environment.
Historical Perspective: Gold Price Growth (1950–2026)
To understand the value of the gold rate today, one must look at its long-term performance. Gold has proven to be the most reliable hedge against inflation in Indian history.
- 1950: ₹99 / 10 grams
- 1980: ₹1,330 / 10 grams
- 2000: ₹4,400 / 10 grams
- 2010: ₹18,500 / 10 grams
- 2020: ₹48,651 / 10 grams
- 2025: ₹1,35,000 / 10 grams
- 2026 (Feb): ₹1,57,520 / 10 grams
Insight: In just the last six years, gold prices have tripled. This reflects not just the metal’s value, but the rapid devaluation of paper currency.
Expert Forecast: Where is Gold Heading in 2026?
Market analysts from J.P. Morgan and Goldman Sachs have revised their targets for the year.
- Short-Term (Q2 2026): Analysts expect a period of consolidation between ₹1,50,000 and ₹1,65,000 as the market absorbs the recent gains.
- Year-End 2026 Projection: Global targets suggest gold could hit $5,400 per ounce. In Indian terms, if the rupee remains weak, we could see the gold rate today testing the ₹1.8 Lakh to ₹2 Lakh mark per 10 grams by December 2026.
Smart Ways to Invest in Gold in 2026
If you find the current gold rate today too high for a lump-sum purchase, consider these modern investment avenues:
- Digital Gold: Buy as little as ₹1 worth of 24K gold via UPI apps. It’s stored in insured vaults and can be converted to physical gold later.
- Gold ETFs: Traded on the stock exchange, Gold Exchange Traded Funds offer high liquidity without the worries of storage or theft.
- Sovereign Gold Bonds (SGB): Though issuance has been inconsistent, SGBs remain the best way to earn 2.5% interest on top of gold price appreciation.
- Gold SIP: Use an FD calculator or SIP tool to plan small monthly investments. This averages out your purchase cost (Rupee Cost Averaging).
FAQs on Gold Rate Today
1. Is it a good time to buy gold today?
Yes, for long-term investors. While prices are near historic highs, the fundamental drivers (inflation and central bank buying) suggest that current “dips” are excellent entry points.
2. What is the difference between 22K and 24K gold?
24K gold is 99.9% pure but soft, making it unsuitable for intricate jewelry. 22K gold contains 91.6% gold mixed with alloys like copper or zinc to make it durable for daily wear.
3. Does the gold rate today include GST?
No. The market rates usually exclude the 3% GST and any additional making charges (usually 5-15%) charged by jewellers.
4. Why is gold more expensive in Chennai compared to Mumbai?
Chennai often has higher demand for physical gold, and local jewelry associations may set different premiums based on transportation and local taxes.
Conclusion
The gold rate today of ₹1,57,520 (24K/10g) highlights the metal’s enduring status as a wealth protector. While volatility is expected in the coming months, the long-term trend remains bullish. For those using fdcalculator.co.in to plan their finances, diversifying 10-15% of your portfolio into gold is a proven strategy to beat inflation.
Stay tuned to this page for daily updates on gold and silver prices!