Federal Bank FD Calculator lets you instantly calculate maturity amount and interest on Federal Bank fixed deposits by entering principal, tenure and rate, helping you plan safe, guaranteed returns.
Federal Bank FD Calculator
Federal Bank FD Calculator is a user-friendly online tool that helps you estimate how much your money will grow when invested in a Federal Bank fixed deposit, based on your principal amount, chosen tenure and applicable FD interest rate. By entering the investment amount, selecting a term from a few days up to several years, and plugging in the current Federal Bank FD rate (for regular or senior citizens), the calculator uses standard compound interest formulas to display the projected maturity value and total interest earned.​
The tool supports different compounding and payout options—such as cumulative FDs where interest is reinvested, or non-cumulative FDs with monthly, quarterly or annual interest payouts—so you can see how various choices affect your final returns and income stream. This makes the Federal Bank FD Calculator ideal for comparing multiple FD tenures, planning laddered deposits, optimising short- and long-term savings, and aligning your low-risk, guaranteed-return investments with financial goals like emergencies, education funding and retirement planning.
Key Features of Federal Bank FD Calculator:
- User Inputs:
- FD Amount.
- Period (in days).
- Interest Rate (default: 7.0% for Federal Bank; can be updated dynamically).
- Compounding Frequency (Yearly, Half-Yearly, Quarterly, Monthly).
Dynamic Calculations: Maturity amount and total interest earned are calculated using the compound interest formula.
How to Use Federal Bank FD Calculator ?
- Enter FD Amount: Input the fixed deposit amount.
- Select Period: Choose the desired duration for the FD (e.g., 1 year).
- Enter Interest Rate: Use Federal Bank’s prevailing rate (e.g., 7.0%).
- Choose Frequency: Select the compounding frequency (e.g., quarterly).
- Click “Calculate Maturity Amount” to view the results.
