Finance
Small finance banks (SFBs) in India are systematically occupying the “blank spaces” left by traditional banks by targeting unserved geographies, neglected customer segments, and small‑ticket products that were historically outside the focus of mainstream finance. They have turned financial inclusion from a policy slogan into a viable business model by combining regulatory incentives, niche specialisation, […]
In a world filled with complex budgeting apps, investment strategies, and financial advice, sometimes the simplest frameworks are the most powerful. Enter the 70% Rule-a straightforward, intuitive guideline for managing your monthly income that cuts through the noise and puts you back in control of your finances. The 70% Rule, Explained Simply The 70% Rule
Where market graphs and the scenario look like rollercoasters and new, complex financial products emerge daily, markets across the world are linked to each other in many ways and are impacted upon economic activities on other markets. In these situations a stable and steady growth of your investment is challenging, here we are talking about
Are you struggling to keep your expenses in check? Wish you could save more, spend smarter, and invest like a pro? Your financial breakthrough starts now, and it’s just a click away—with the revolutionary Smart Budget Planner! Why You Need the Smart Budget Planner In today’s fast-paced world, financial stability is more than just a dream—it’s
Experience the future of tax calculation with our GST Calculator 2025, expertly crafted for the latest GST reforms effective September 22, 2025. This fully online, lightning-fast calculator empowers every Indian—business owner, shopkeeper, homebuyer, consultant, student, and family—to instantly compute GST across all goods and services according to the latest Government of India slabs. Why This
Investing in large & mid-cap mutual funds offers a balanced approach to wealth creation by combining the stability of large-cap stocks with the growth potential of mid-cap companies. As we enter August 2025, market conditions suggest that investors should focus on funds with strong track records, consistent returns, and skilled fund management. We will discuss here Best Large
The Government of India recently launched the Unified Pension Scheme (UPS), a revolutionary step towards simplifying retirement planning for employees and employers across sectors. With UPS, the government aims to consolidate multiple pension schemes into one transparent, flexible, and high-yielding retirement solution. The central government employees were unhappy with the NPS and demanding a more beneficial pension scheme
American Express has given its premium Platinum Card a major upgrade, adding new benefits, higher rewards, and exclusive perks to justify its steep annual fee. Whether you’re a frequent traveler, luxury enthusiast, or rewards chaser, this revamp could make the card more appealing—or leave you questioning if it’s truly worth the cost. Let’s break down the key changes,
Planning for a secure financial future is essential, especially for senior citizens who rely on fixed returns for their investments post-retirement life. The State Bank of India has launched a fixed deposit scheme named SBI WeCare FD Scheme is a special fixed deposit program designed to offer higher interest rates to senior citizens, helping them grow their savings more
In today’s digitally connected world, financial fraud has become one of the most pressing threats to individuals, businesses, and even governments. Whether it’s identity theft, credit card scams, phishing, or sophisticated cyberattacks, financial fraud can lead to devastating consequences. However, by understanding how these frauds work and taking proactive measures, you can protect yourself and
