Author name: Team FDC

small finance banks

How small finance banks capturing blank space under financial inclusion

Small finance banks (SFBs) in India are systematically occupying the “blank spaces” left by traditional banks by targeting unserved geographies, neglected customer segments, and small‑ticket products that were historically outside the focus of mainstream finance. They have turned financial inclusion from a policy slogan into a viable business model by combining regulatory incentives, niche specialisation, […]

70% money rule

What is the 70% Money Rule?

In a world filled with complex budgeting apps, investment strategies, and financial advice, sometimes the simplest frameworks are the most powerful. Enter the 70% Rule-a straightforward, intuitive guideline for managing your monthly income that cuts through the noise and puts you back in control of your finances. The 70% Rule, Explained Simply The 70% Rule

fixed deposits

How fixed deposits are secured? Do you know, about the Unshakeable Security?

Where market graphs and the scenario look like rollercoasters and new, complex financial products emerge daily, markets across the world are linked to each other in many ways and are impacted upon economic activities on other markets. In these situations a stable and steady growth of your investment is challenging, here we are talking about

Introducing the GST Calculator 2025: India’s Simplest & Most Powerful GST Tool

Introducing the GST Calculator 2025: India’s Simplest & Most Powerful GST Tool

Experience the future of tax calculation with our GST Calculator 2025, expertly crafted for the latest GST reforms effective September 22, 2025. This fully online, lightning-fast calculator empowers every Indian—business owner, shopkeeper, homebuyer, consultant, student, and family—to instantly compute GST across all goods and services according to the latest Government of India slabs. Why This

Best Large & Mid Cap Mutual Funds

Best Large & Mid Cap Mutual Funds to Invest in August 2025

Investing in large & mid-cap mutual funds offers a balanced approach to wealth creation by combining the stability of large-cap stocks with the growth potential of mid-cap companies. As we enter August 2025, market conditions suggest that investors should focus on funds with strong track records, consistent returns, and skilled fund management. We will discuss here Best Large

DA INCREASE

केंद्रीय कर्मचारियों और पेंशनभोगियों के लिए बड़ी खुशखबरी! जुलाई 2025 में DA में हो सकती है 2-3% की बढ़ोतरी

केंद्र सरकार के लाखों कर्मचारियों और पेंशनभोगियों के लिए राहत भरी खबर है। सूत्रों के मुताबिक, सरकार जुलाई 2025 में महंगाई भत्ते (DA) में 2% से 3% तक की बढ़ोतरी पर विचार कर रही है। अगर ऐसा होता है, तो DA की दर वर्तमान 55% से बढ़कर 57-58% हो जाएगी। अखिल भारतीय उपभोक्ता मूल्य सूचकांक

Unified Pension Scheme (UPS)

Unified Pension Scheme (UPS) 2025: Calculate Your Future Pension Benefits

The Government of India recently launched the Unified Pension Scheme (UPS), a revolutionary step towards simplifying retirement planning for employees and employers across sectors. With UPS, the government aims to consolidate multiple pension schemes into one transparent, flexible, and high-yielding retirement solution. The central government employees were unhappy with the NPS and demanding a more beneficial pension scheme

American Express Platinum Card Revamped

American Express Platinum Card Revamped: What’s New & Is It Worth It?

American Express has given its premium Platinum Card a major upgrade, adding new benefits, higher rewards, and exclusive perks to justify its steep annual fee. Whether you’re a frequent traveler, luxury enthusiast, or rewards chaser, this revamp could make the card more appealing—or leave you questioning if it’s truly worth the cost. Let’s break down the key changes,

Reliance Infra & Reliance Power Scripts Anil Ambani's Zero-Debt Comeback Saga

Reliance Infra & Reliance Power Scripts Anil Ambani’s Zero-Debt Comeback Saga

Once a titan of India’s corporate world, Anil Ambani faced a dramatic fall from the grace—mounting debts, legal battles, and near-bankruptcy threatened to erase his business empire. But in a stunning twist, his two companies Reliance Infrastructure Limited (RInfra) and Reliance Power Limited (RPower) have staged a fierce comeback and stock market rally, this recent bull run has not

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