Rate cuts in 2025 most clearly benefit rate‑sensitive, growth‑oriented and credit‑dependent sectors—especially technology and other long‑duration “growth” equities, housing and real estate, regional and small‑cap banks, and domestically focused small‑cap companies. The exact upside depends on whether the Fed manages a soft landing; if growth holds while inflation falls, these sectors stand to gain disproportionately […]
The Federal Reserve’s latest 0.25% rate cut marks another step in its shift from aggressive tightening to risk‑management mode, with Chair Jerome Powell warning there is “no risk‑free path” as the Fed tries to balance sticky inflation against a softening labour market. For markets, households and governments, this small cut carries big technical and economic
Fintech partnerships with small finance banks (SFBs) typically work on a “shared strengths” model: the SFB provides the regulated balance sheet and licenses, while the fintech brings UX, technology, data, and distribution. These alliances run across deposits (digital FDs, savings), lending (co‑lending, digital credit), and embedded banking via APIs and SDKs. Basic partnership structure Example:
Apps like Stable Money are putting real pressure on traditional banks by turning fixed deposits and conservative investments into a fast, comparison‑driven, mobile‑first experience with higher visible returns. By aggregating FDs and fixed‑income products from dozens of banks and NBFCs, these platforms sit on top of the legacy system and compete aggressively for the customer
Small finance banks (SFBs) in India are systematically occupying the “blank spaces” left by traditional banks by targeting unserved geographies, neglected customer segments, and small‑ticket products that were historically outside the focus of mainstream finance. They have turned financial inclusion from a policy slogan into a viable business model by combining regulatory incentives, niche specialisation,
In a world filled with complex budgeting apps, investment strategies, and financial advice, sometimes the simplest frameworks are the most powerful. Enter the 70% Rule-a straightforward, intuitive guideline for managing your monthly income that cuts through the noise and puts you back in control of your finances. The 70% Rule, Explained Simply The 70% Rule
Where market graphs and the scenario look like rollercoasters and new, complex financial products emerge daily, markets across the world are linked to each other in many ways and are impacted upon economic activities on other markets. In these situations a stable and steady growth of your investment is challenging, here we are talking about
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Experience the future of tax calculation with our GST Calculator 2025, expertly crafted for the latest GST reforms effective September 22, 2025. This fully online, lightning-fast calculator empowers every Indian—business owner, shopkeeper, homebuyer, consultant, student, and family—to instantly compute GST across all goods and services according to the latest Government of India slabs. Why This
Investing in large & mid-cap mutual funds offers a balanced approach to wealth creation by combining the stability of large-cap stocks with the growth potential of mid-cap companies. As we enter August 2025, market conditions suggest that investors should focus on funds with strong track records, consistent returns, and skilled fund management. We will discuss here Best Large
