Unity Small Finance Bank FD Calculator
Calculate your fixed deposit returns with attractive interest rates up to 8.75%
FD Returns Calculation
Maturity Amount
₹1,45,892
For ₹1,00,000 invested for 5 yearsPrincipal Amount
₹1,00,000
Interest Earned
₹45,892
Effective Yield
7.75%
Monthly Interest
₹646
Unity Small Finance Bank FD Interest Rates 2024
| Tenure | Regular Rates | Senior Citizen Rates | Extra Interest |
|---|---|---|---|
| 7-14 days | 4.00% | 4.50% | +0.50% |
| 15-30 days | 4.25% | 4.75% | +0.50% |
| 31-45 days | 4.75% | 5.25% | +0.50% |
| 46-90 days | 5.50% | 6.00% | +0.50% |
| 91-180 days | 6.25% | 6.75% | +0.50% |
| 181-364 days | 7.00% | 7.50% | +0.50% |
| 12 months | 7.50% | 8.00% | +0.50% |
| 12-24 months | 7.75% | 8.25% | +0.50% |
| 24-36 months | 8.00% | 8.50% | +0.50% |
| 36-60 months | 8.25% | 8.75% | +0.50% |
| 60+ months | 8.50% | 9.00% | +0.50% |
Why Choose Unity Small Finance Bank FD?
💰 Attractive Returns
Unity Bank offers competitive FD rates up to 8.50% for general public and 9.00% for senior citizens.
🛡️ Safe & Secure
RBI regulated with deposit insurance up to ₹5 lakh per depositor. Your investments are completely safe.
⏰ Flexible Tenures
Choose from wide range of tenure options from 7 days to 10 years with multiple payout frequencies.
👵 Senior First
Additional 0.50% interest for senior citizens across all tenure periods with special benefits.
Unity Bank vs Other Small Finance Banks
| Bank | 1-Year FD Rate | 3-Year FD Rate | 5-Year FD Rate | Senior Citizen Extra |
|---|---|---|---|---|
| Unity SFB | 7.50% | 8.00% | 8.50% | +0.50% |
| Utkarsh SFB | 7.50% | 8.00% | 8.50% | +0.50% |
| Sarvodaya SFB | 8.00% | 8.50% | 9.10% | +0.50% |
| Ujjivan SFB | 7.75% | 8.25% | 8.75% | +0.50% |
Special FD Schemes by Unity Bank
🔄 Auto Renewal FD
Automatic renewal facility with option to change tenure and payout frequency
🏦 Tax Saver FD
5-year fixed deposit with tax benefits under Section 80C of Income Tax Act
🚀 Flexi FD
Flexible deposit with partial withdrawal facility and overdraft option